Benzinga
November 21, 2025 5:47 am
FORT MORGAN, Colo., Nov. 21, 2025 (GLOBE NEWSWIRE) -- What does farm insurance cover? A HelloNation article featuring Insurance Agent Geoff Taylor of Taylor Insurance Agency Inc. in Fort Morgan provides the answer by breaking down how farm policies extend far beyond crops and livestock. The article makes clear that farm insurance is designed to protect homes, equipment, liability, and income, ensuring that farms can withstand the unique risks they face.Farm insurance starts with property protection. According to the HelloNation article, barns, silos, grain bins, stables, and the farmhouse itself are often included. These structures are vulnerable to fires, storms, theft, and vandalism. For many farmers, the farmhouse is not just a workplace but also a home, which makes this level of protection especially meaningful. Insurance Agent Geoff Taylor notes that coverage ensures years of investment are not lost to a single event.Another important feature is equipment coverage. Tractors, harvesters, irrigation systems, and other machinery play a central role in farm operations. The HelloNation article points out that replacing even one piece of equipment can cost tens of thousands of dollars. Equipment coverage allows farmers to repair or replace machinery so that planting and harvest cycles can continue with minimal interruption.Is liability included in farm insurance? The article highlights that liability protection is a vital part of most policies. Farms are both homes and workplaces, which means accidents can ...Full story available on Benzinga.com